Creditelves works by taking the information you provide and generating custom letters to credit bureaus on your behalf. You simply print out the letters and mail them to the credit bureaus. It's that simple.

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Monthly Archives: April 2011

Bad Debt Credit Card

Having a good credit score is essential for day to day living. Let’s face it. Most people don’t have an exorbitant amount of cash that is readily accessible or liquid. The average person has to borrow money to make certain kinds of purchases. Having a great credit score can assist you with making large purchases on things like a home or vehicle by allowing you to qualify for the lowest interest rate. People that don’t have liquid assets must often borrow money in the form of a mortgage or loan in order to afford those big ticket items. Borrowing money can be expensive to do if there is a high interest rate. High interest loans and mortgages can end up costing you a lot more than the principle amount. You can save yourself a pretty penny by maintain a good credit score.
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Correcting Credit Reports

Having good or excellent credit is something that should be very important to you. Your credit rating can affect what kind of job you will be able to get, the type of dwelling you will be able to live in and the type of car you will be able to buy. Overall, your credit rating will determine if you qualify for a loan or mortgage and how high or low your interest rate will be. People with a low credit rating are often only offered loans with a high interest rate. The higher the interest rate, the more money you will have to pay every month. Lower interest rates allow you to focus on paying off the principle debt in a shorter amount of time.
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Charge Off On Credit Report

If you are like most people, you understand how important your credit is. Your credit score can either help you or hurt you when you decide to finance or borrow money. If you have a charge off on your credit report, this could be very detrimental to your financial well being.
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Credit Dispute Form

Your credit is important to you for many reasons.  Having good or bad credit can affect your future goals and plans.  When you have a good credit score, this means that you have very little negative credit information.  Having a bad credit score means that you have not been financially responsible when it comes to [...]
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