-
Address: 2417 Jericho Turnpike (Suite 122) Garden City Park, NY 11040 Telephone: +888-933-4956 E-mail: info@CreditElves.com
Category Archives: Credit Report
Free Credit Report by Mail
Requesting a free credit report by mail is fairly simple. You need to download a request form from one of the various reporting bureaus, print and complete the form, then send it off. It should take about 2-3 weeks to receive your credit report this way.
Credit Repair Forms
If you are trying to increase your credit score, there are a multitude of credit repair forms that you will need. These forms include credit repair kits and can be found easily with many credit repair companies. Since there are many forms that should be filled, it is easy to get lost. Which forms should be filled, how should they be filled out and so on. Some simple suggestions that have worked for many people are discussed here, to help in filling the forms for credit repair and improving your credit score.
Posted in Credit Report Tagged credit companies, credit repair, credit reports, Equifax, Experian, TransUnion Leave a comment
Clean Up Your Credit
If you are hoping to make a major purchase or secure a loan for something big like a house, then you know how important it is that you clean up your credit. These days, even if you are trying to get a small line of credit or land a new job, it is important that you have a clean credit report. Some prospective employers may request permission to run your credit, and if you refuse, know that you won’t get the job.
Credit Report Errors
Your good credit can be used to determine your eligibility for everything from a loan to getting a new job. The credit report itself contains information such as your current and previous addresses, if you pay your bills in a timely manner, and even whether you have ever been sued or arrested, or filed for bankruptcy. That information is then gathered by three major reporting agencies, Experian, Equifax and TransUnion, and sold to potential employers, banks and financial institutions, who use it to determine whether or not to give you a loan or rent you a home. The Fair Credit Reporting Act seeks accuracy and privacy when it comes to information and credit, and you should frequently review your credit report to check for inaccuracies.
Posted in Credit Report Tagged bankruptcy, credit report errors, Equifax, Experian, identity theft, TransUnion Leave a comment
What Is Credit Card Charge Off
So many people worry about credit cards on a daily basis—and with good reason. What if they don’t pay their bills on time, what if the interest goes up, what if….
Three Credit Reporting Agencies
It seems as though no matter what publication you are reading, what television channel you are watching or what internet website you are visiting there are advertisements or articles about protecting and maintaining your credit report and credit history. There are three credit reporting agencies that monitor your credit score Experian, Equifax and TransUnion. With all these companies watching you, why not let Credit Elves.com help you with their proven methods of credit history repair.
Best Personal Credit Report Online
Watching television for more than five minutes will likely remind you that you should check your credit score. From ads claiming the ability to repair scores to those offering yearly monitoring of a credit score, we are often overwhelmed by the sheer number of offers concerning our credit scores. Worse, many are lead to believe that they must spend large amounts of money on their reports or sign up for an expensive program in order to adequately monitor their reports. This is not true. In fact, there are a number of options that allow you to check your credit report online. Finding the best personal credit report online is the first step towards fiscal well being.
Credit Bureau Report Disputes
Perhaps the single greatest indicator of financial health is your credit report. Poor financial decisions, unpaid utilities and even mistakes can wind up lingering on a credit report for years. The system, by which several major credit bureaus track and release the credit rating of consumers all over the country is sound, but not without flaws. In fact, many people discover errors on their credit report. Learning the ins and outs of credit bureau report disputes in important for anyone who hopes to maintain a healthy credit score.
Posted in Credit Report Tagged credit bureau, Credit Bureau Report, Credit Report Disputes, Report Disputes Leave a comment
Removing Charge Offs From Credit Report