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Does Credit Affect Employment?

Many employers include credit reports in their background checks of prospective employees. In some situations, an employer will use a low credit score as a reason for not offering a job to an otherwise qualified applicant. As the Great Recession continues, large numbers of people who have always paid their bills on time and managed their debts responsibly are finding themselves unable to keep up with all of their monthly payments for the first time in their lives. Illness, work-related injuries, and unemployment can all affect a family's financial stability. Getting behind on paying bills or defaulting on debts can have an impact on future employability.
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