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Tag Archives: bad credit
Credit Dispute Letter Templates
Having bad credit does not mean you will be automatically turned down for credit or a loan! There are ways to get past your bad credit history and turn it around so that you not only can get a loan, you can get favorable interest rates as well. It all starts with you applying for reports from the three major reporting agencies, TransUnion, Experian and Equifax. Once a year, and each time you might be turned down for credit, you are entitled to a copy of your credit report for free.
Posted in Credit Dispute Also tagged bad credit history, charge-offs, Credit Dispute, credit letter templates, credit or a loan, Credit Report, creditor, Equifax, Experian, TransUnion Leave a comment
Bad Credit Repair Advice
It is not the end of the world if you have bad credit. If you’re serious about clearing it up and having a healthy credit score (and opening up the world that creates) then you can do it yourself. It takes a little time, a lot of persistence, and confidence in yourself, but it is a worthy goal. Good credit means you can buy the house, car or business you’ve been dreaming of. Bad credit can not only mean you won’t get a loan from anyone, but even trap you in your present job or mean you can’t get employed, period. More and more employers are using credit checks as a means of character reference, and if yours is bad, a lot of opportunities might be lost to you.
Bad Credit and Car Loans
If you've got bad credit you might have trouble getting financing, and that can include everything from credit cards to mortgages to car loans. You don't have to do without a car, though, even if your credit isn't perfect. Instead, you can find some bad credit car loans that might not give you the best interest rates but will help you get a car without paying prices that are way too high to be realistic.
Finding Ways to Fix Bad Credit