Creditelves works by taking the information you provide and generating custom letters to credit bureaus on your behalf. You simply print out the letters and mail them to the credit bureaus. It's that simple.

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Tag Archives: collections histories

How Do I Find Out My Credit Score?

Getting your credit score is different from getting your credit reports. When you get your credit reports, you get information such as payment histories, current and past addresses, and information regarding liens, foreclosures and bankruptcies – all of which get reported to the three big credit reporting agencies: TransUnion, Equifax and Experian. When a creditor looks at your credit score, however, that’s based on a calculation using your credit report information, information about arrests and convictions, collections histories, total amounts you owe on various cards and loans (and cumulatively) and other information that is all a portrait of your viability as a potential credit or employment risk.
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