Creditelves works by taking the information you provide and generating custom letters to credit bureaus on your behalf. You simply print out the letters and mail them to the credit bureaus. It's that simple.

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Tag Archives: credit history

Credit After Bankruptcy

Have you declared bankruptcy? Are you worried about getting credit? Well, do not hit the panic button right away. Obtaining credit after bankruptcy is possible. In fact, it is important to restructure your credit record post bankruptcy since it is the way that creditors measure your creditworthiness. Bankruptcy delivers a heavy blow to your credit history and score. The score receives a major setback and it is important to improve the score to gain back the confidence of creditors. Bankruptcy more or less stays on your credit report for ten years; however, you can still qualify for loans and credits with good rates before the bankruptcy remark is removed.
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Improve my Credit Score

In these trying financial times, it is often asked: “How do I improve my credit score?” The answer is simple AND complicated. Your credit score is a crucial number, used by finance companies and banks to determine (along with other information) whether or not you are a good credit risk. A poor credit score is an indicator that you might not pay back your loan on time or at all, and they are not necessarily in the business of giving money away for nothing.
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How to Obtain Credit Reports for Small Business

If you would like to obtain a copy of your personal credit report, you are the only person that can do so. Unlike personal credit reports, which can only be viewed and requested by the report holder, a small business credit report is available to the public. This means that anyone, including potential lenders and suppliers, can obtain your small business credit report. It is more important than ever to monitor your business credit report and credit history.
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Repair Credit History Report

The best way to repair your credit history report is to get the report in the first place. Contact the big three reporting agencies, and get your free credit report once a year. Over once a year, and you’ll be charged a nominal fee, but after you do a little work on your credit, it will be worth reviewing, if only for a reward.
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After 7 Years Do You Get a Clean Credit Report?

Your credit can be a real nightmare, especially if you’ve ever been forced into foreclosure scenario or had to declare bankruptcy. Besides the emotional toll these traumatic events can exact on you and your family, there’s the very real issue of your credit being damaged and your inability to make any major purchases based upon [...]
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How to Build Credit History

Building and maintaining solid credit history is quite simply one the most important personal investments you can make in your life. Getting started is easy, and you don’t necessarily have to depend on anyone else to begin. It doesn’t matter what age you are, where you live or what your employment history is, having a good credit history can help you buy a home, purchase a new car or simply provide you with the most competitive of insurance rates.
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Disputing Your Credit Report

Technology is wonderful unless you happen to be a victim of identity theft. This is the number one reason why keeping on top of your Credit Report is so important. The sooner you are able to identify a discrepancy regarding your credit status, the easier it is to dispute it and have it removed from your credit history.
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