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Tag Archives: credit history
Improve my Credit Score
In these trying financial times, it is often asked: “How do I improve my credit score?” The answer is simple AND complicated. Your credit score is a crucial number, used by finance companies and banks to determine (along with other information) whether or not you are a good credit risk. A poor credit score is an indicator that you might not pay back your loan on time or at all, and they are not necessarily in the business of giving money away for nothing.
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How to Obtain Credit Reports for Small Business
If you would like to obtain a copy of your personal credit report, you are the only person that can do so. Unlike personal credit reports, which can only be viewed and requested by the report holder, a small business credit report is available to the public. This means that anyone, including potential lenders and suppliers, can obtain your small business credit report. It is more important than ever to monitor your business credit report and credit history.
Posted in Credit Report Also tagged credit reports, credit score, credit score management tools, lendors, Small Business, small business credit report Leave a comment
Repair Credit History Report
The best way to repair your credit history report is to get the report in the first place. Contact the big three reporting agencies, and get your free credit report once a year. Over once a year, and you’ll be charged a nominal fee, but after you do a little work on your credit, it will be worth reviewing, if only for a reward.
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After 7 Years Do You Get a Clean Credit Report?
Your credit can be a real nightmare, especially if you’ve ever been forced into foreclosure scenario or had to declare bankruptcy. Besides the emotional toll these traumatic events can exact on you and your family, there’s the very real issue of your credit being damaged and your inability to make any major purchases based upon [...]
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How to Build Credit History
Building and maintaining solid credit history is quite simply one the most important personal investments you can make in your life. Getting started is easy, and you don’t necessarily have to depend on anyone else to begin. It doesn’t matter what age you are, where you live or what your employment history is, having a good credit history can help you buy a home, purchase a new car or simply provide you with the most competitive of insurance rates.
Posted in Credit Articles Also tagged credit card, good credit, line of credit, spending habits Leave a comment
Disputing Your Credit Report
Technology is wonderful unless you happen to be a victim of identity theft. This is the number one reason why keeping on top of your Credit Report is so important. The sooner you are able to identify a discrepancy regarding your credit status, the easier it is to dispute it and have it removed from your credit history.
Posted in Credit Dispute Also tagged annual free report, AnnualCreditReport.com, Credite Report, disputing report, Equifax, Experian, Trans Union Leave a comment
Credit After Bankruptcy