Creditelves works by taking the information you provide and generating custom letters to credit bureaus on your behalf. You simply print out the letters and mail them to the credit bureaus. It's that simple.

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Tag Archives: Credit Report

Free Credit Report by Mail

Requesting a free credit report by mail is fairly simple. You need to download a request form from one of the various reporting bureaus, print and complete the form, then send it off. It should take about 2-3 weeks to receive your credit report this way.
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Increase Credit Score Quickly

There are several ways to go about increasing your credit score, but only one way to really do it quickly. That is to resolve any mistakes, no matter how small, that may be on your credit report.
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Writing a Dispute Letter

If you find a mistake on your credit report, it can be pretty disheartening. Here your credit score is being affected by something you didn’t even do. However, with the billions and billions of consumers in this country, mistakes are bound to happen. So, how do you fix them? By writing a dispute letter to the credit bureau reporting the error.
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Disputing Credit Reports

Disputing credit reports is easier than you may have thought. It’s a matter of setting out a step-by-step course of action, getting some advice and forms from a company like Creditelves.com, and following through with your course diligently.
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Self Help Credit Repair

Sometimes self help credit repair is the only option, and can be the credit services option that works best for you. It may be that you cannot afford professional help, or it could be that you are not sure how genuine this help may be. The later is more possible if you have had a bad experience in the past with professionals claiming to be effective in improving your credit report, but in the end delivering little to no result. In either case, whether it's because of a bad experience or because you cannot afford it, it is possible to undergo credit repair if you just keep a few points in mind.
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Improve my Credit Score

In these trying financial times, it is often asked: “How do I improve my credit score?” The answer is simple AND complicated. Your credit score is a crucial number, used by finance companies and banks to determine (along with other information) whether or not you are a good credit risk. A poor credit score is an indicator that you might not pay back your loan on time or at all, and they are not necessarily in the business of giving money away for nothing.
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How Long Will Charge Off Stay on Credit Report

Credit reports can be a tricky nightmare, but if you pay your bills on time and do everything just right, your credit report can be an absolute gold mine. However, some people enter into circumstances that create more of a nightmare than a gold mine, and they end up with charge offs. Do you know how long charge off will stay on your credit report after they have been posted?
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Credit Dispute Letter Templates

Having bad credit does not mean you will be automatically turned down for credit or a loan! There are ways to get past your bad credit history and turn it around so that you not only can get a loan, you can get favorable interest rates as well. It all starts with you applying for reports from the three major reporting agencies, TransUnion, Experian and Equifax. Once a year, and each time you might be turned down for credit, you are entitled to a copy of your credit report for free.
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Credit Report Dispute Letter

It can be disconcerting and upsetting to be denied a loan or a credit line due to a bad credit score. Know what your credit history looks like on paper before you apply, and avoid embarrassment and potential denial of credit with just a few simple steps. You can take care of this matter on your own for the most part, with a little help from credit professionals like Credit Elves, who supply credit report dispute letters to get your credit in shape.
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Letter to Dispute Credit

For some people, writing a letter to dispute credit differences is almost too much. They just can’t wrap their minds around it. In truth, disputing credit differences is not that hard.
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