Creditelves works by taking the information you provide and generating custom letters to credit bureaus on your behalf. You simply print out the letters and mail them to the credit bureaus. It's that simple.

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What is a Low Credit Score?

No one wants to have a low credit score. Having a low credit score impacts the kind of credit you can get. In addition, it impacts financial considerations such as mortgage rates and credit card interest rates. Your credit score is made up of the following factors: • Debts/money owed: 30% • Payment history: 35% • Length of credit history, type of credit in use and new credit received: 15% each
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