Creditelves works by taking the information you provide and generating custom letters to credit bureaus on your behalf. You simply print out the letters and mail them to the credit bureaus. It's that simple.

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Tag Archives: creditor

Removing Charge Offs From Credit Report

December 7, 2010
If you’re not successful and the charge off remains on your account, it’s generally best to try and pay down the debt. Mortgage lenders, banks and car loan companies won’t give you a loan if you have an outstanding debt on your credit report. This can be problematic if you plan to make a sizeable purchase in the next 7 years. That’s why it’s always better to have a “charge off settled” or “charge off paid” entry on your report than just the charge off.
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Increase Credit Score Quickly

December 2, 2010
There are several ways to go about increasing your credit score, but only one way to really do it quickly. That is to resolve any mistakes, no matter how small, that may be on your credit report.
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Disputing Credit Reports

November 9, 2010
Disputing credit reports is easier than you may have thought. It’s a matter of setting out a step-by-step course of action, getting some advice and forms from a company like Creditelves.com, and following through with your course diligently.
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How Long Will Charge Off Stay on Credit Report

October 7, 2010
Credit reports can be a tricky nightmare, but if you pay your bills on time and do everything just right, your credit report can be an absolute gold mine. However, some people enter into circumstances that create more of a nightmare than a gold mine, and they end up with charge offs. Do you know how long charge off will stay on your credit report after they have been posted?
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Credit Dispute Letter Templates

October 1, 2010
Having bad credit does not mean you will be automatically turned down for credit or a loan! There are ways to get past your bad credit history and turn it around so that you not only can get a loan, you can get favorable interest rates as well. It all starts with you applying for reports from the three major reporting agencies, TransUnion, Experian and Equifax. Once a year, and each time you might be turned down for credit, you are entitled to a copy of your credit report for free.
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Credit Dispute Letters

April 27, 2010
If you have a problem with a lender or with a credit reporting agency, writing a credit dispute letter can help you get it solved, and can also help you get your side of the story on record. Anytime you have a credit dispute, you can write a letter. Most people write an email or they make a phone call to settle disputes. Traditional mail better because it's a hard copy in writing, but ultimately it's the best choice to write a polite, professional letter stating your side of the case and the resolution that you would like to see. Send it certified mail and request a return receipt. That way, you'll be sure it gets there and can prove that it's been received.
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