Creditelves works by taking the information you provide and generating custom letters to credit bureaus on your behalf. You simply print out the letters and mail them to the credit bureaus. It's that simple.


Tag Archives: FICO

Disputing Credit Reports

Disputing credit reports is easier than you may have thought. It’s a matter of setting out a step-by-step course of action, getting some advice and forms from a company like, and following through with your course diligently.
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Will paying off debt help my credit?

If you are looking to improve your credit for the purposes of either peace of mind or to get a loan with a good interest rate, you might be asking yourself, “Will paying off debt will help your credit?” The answer always is “yes.” Here’s why.
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Repairing Your Own Credit Score

It seems like these days, you can’t turn on the television or get on the Internet without an advertisement offering to help you get your credit straight. And sure, it can be a little daunting, but there is no reason to dole out [sometimes outrageous] fees to a company that might not even be as effective as you can be yourself. Be your own credit advocate, and get help repairing your own credit score from a company like Credit Elves, who can offer valuable knowledge for free, and sample letters and easy-to-follow instructions for a nominal fee. It is free to dispute your credit report, according to the law. See about being your own best credit asset.
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Credit Score vs Fico

The world of credit ratings can seem overly complicated and difficult to understand. When you find out that there are not only “credit scores” but also something called a “FICO score,” you may become even more intimidated. But it’s actually not that complicated.
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How to Fix Your Own Credit Report?

Having bad credit is a prospect most people worry about. There is good news, however. Even if you have a bad credit report you can fix it. Fixing a bad credit report is important for many reasons. Filing bankruptcy does not have to be the first resort if faced with debt and a bad FICO score.
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What is a Low Credit Score?

No one wants to have a low credit score. Having a low credit score impacts the kind of credit you can get. In addition, it impacts financial considerations such as mortgage rates and credit card interest rates. Your credit score is made up of the following factors: • Debts/money owed: 30% • Payment history: 35% • Length of credit history, type of credit in use and new credit received: 15% each
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