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Tag Archives: TransUnion
Increase Credit Score Quickly
There are several ways to go about increasing your credit score, but only one way to really do it quickly. That is to resolve any mistakes, no matter how small, that may be on your credit report.
Posted in Credit Scores Also tagged annual credit report, bureaus, clean up your credit report, credit bureau, credit card fraud, Credit Report, credit score, creditor, dispute experian credit repair, Equifax, Experian, free reports, identity theft, overall credit score, reproting agencys, score quickly, why dispute a credit report entry? Leave a comment
Know About Dispute Credit Report
Your credit report contains valuable information about the way you make payments, your address, bankruptcy (if any) and it also contains information on your background. This report is extremely important because all of this information is taken into account by employers, insurers, and creditors before approving your credit. The Fair Credit Reporting Act (FCRA) maintains that the Federal Government ensures the privacy and accuracy of the credit bureaus. It is best to review your credit reports occasionally to avoid errors in the report. This report will be required for any job application, home loans or car purchase. When you check the report, you will then be able to find out if there are any errors and dispute them accordingly.
Posted in Credit Dispute Also tagged access to your report, Checking the credit report, conact number, credit bureaus, Credit Dispute, credit reporting company, credit reports, Experian, FCRA, federal government, free credit report a year, know about dispute credit report, The Fair Credit Reporting Act (FCRA) Leave a comment
Credit Repair Forms
If you are trying to increase your credit score, there are a multitude of credit repair forms that you will need. These forms include credit repair kits and can be found easily with many credit repair companies. Since there are many forms that should be filled, it is easy to get lost. Which forms should be filled, how should they be filled out and so on. Some simple suggestions that have worked for many people are discussed here, to help in filling the forms for credit repair and improving your credit score.
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Disputing Credit Reports
Disputing credit reports is easier than you may have thought. It’s a matter of setting out a step-by-step course of action, getting some advice and forms from a company like Creditelves.com, and following through with your course diligently.
Credit Report Dispute Process
The credit report dispute process may be easier than you think. For one thing, it is a very inexpensive proposition; you can get copies of your credit reports for free, once a year. Taking advantage of this free process is something you have to do so you are not unpleasantly surprised during a major purchase attempt.
Clean Up Your Credit
If you are hoping to make a major purchase or secure a loan for something big like a house, then you know how important it is that you clean up your credit. These days, even if you are trying to get a small line of credit or land a new job, it is important that you have a clean credit report. Some prospective employers may request permission to run your credit, and if you refuse, know that you won’t get the job.
Posted in Credit Report Also tagged Clean Credit Report, clean up your credit, credit reporting agency, Equifax, Experian, major purchase, secure a loan Leave a comment
Credit Report Errors
Your good credit can be used to determine your eligibility for everything from a loan to getting a new job. The credit report itself contains information such as your current and previous addresses, if you pay your bills in a timely manner, and even whether you have ever been sued or arrested, or filed for bankruptcy. That information is then gathered by three major reporting agencies, Experian, Equifax and TransUnion, and sold to potential employers, banks and financial institutions, who use it to determine whether or not to give you a loan or rent you a home. The Fair Credit Reporting Act seeks accuracy and privacy when it comes to information and credit, and you should frequently review your credit report to check for inaccuracies.
Posted in Credit Report Also tagged bankruptcy, credit report errors, Equifax, Experian, identity theft Leave a comment
Credit Dispute Letter Templates
Having bad credit does not mean you will be automatically turned down for credit or a loan! There are ways to get past your bad credit history and turn it around so that you not only can get a loan, you can get favorable interest rates as well. It all starts with you applying for reports from the three major reporting agencies, TransUnion, Experian and Equifax. Once a year, and each time you might be turned down for credit, you are entitled to a copy of your credit report for free.
Posted in Credit Dispute Also tagged bad credit, bad credit history, charge-offs, Credit Dispute, credit letter templates, credit or a loan, Credit Report, creditor, Equifax, Experian Leave a comment
Free Credit Report by Mail